NMLS #321759 ID MBO #2080321759 CA BRE #01869699 (949)492-2252 (949)274-1907
Mortgage & Refinance Specialist


Posts in Category: Market Update

2020 Loan Limits

Recently the Federal Housing Finance Agency (FHFA) announced that conforming loan limits will be increased for 2020. The maximum amount for the lower 48 states for one-unit properties will be raised to $510,400 from $484,350. In high-cost counties, such as Orange County, the maximum high-balance mortgage will be $765,600, up from $726,525. This is good… read more

June 20, 2019 Mortgage Rate Update

This month mortgage interest rates have mostly paused their steady decline for now. While the Federal Reserve did not cut interest rates at their most recent meeting, they did indicate a willingness to reduce rates in the future. Economic data has not been as strong this year and concerns led them to change their assessment… read more

September Market Update

Shannon Gray – Saturday, September 22, 2018 As is common for this time of year, the amount of homes for sale has increased and demand has decreased. In Orange County we have seen a 23% increase in inventory since this past Spring. There are presently 7,070 homes for sale as compared to 5,730 in May…. read more

Rising Rates and Home Values

Shannon Gray – Thursday, February 22, 2018 Now that mortgage interest rates have climbed to their highest levels in 4 years, you may ask, “Will rates continue to climb? And what impact will that have on the housing market?” Most economists and experts believe mortgage interest rates will most likely continue to slowly increase. If… read more

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