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Mortgage & Refinance Specialist

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Posts in Category: Refinancing

Flex-Term Refinancing

Shannon Gray – Monday, September 25, 2017 A common argument against refinancing a mortgage is that it seems like a backward movement, as the clock is “restarted” with a new 30, 20, or 15 year loan. But there’s a way to move forward by refinancing into a new loan without restarting the term. We call… read more

Change is in the Air

Shannon Gray – Monday, July 18, 2016 Repair. Improve. Upgrade. Have you noticed? Construction crews seem to be everywhere lately. With real estate values up and the economy performing relatively well, many homeowners are looking to spruce up their homes, rather than selling and buying another home. Steven Thomas, a California Real Estate Broker who… read more

Piggyback Mortgage

Shannon Gray – Wednesday, June 22, 2016 Piggyback Mortgage Are you looking to purchase or refinance a home and would like to finance more than 80% of the value of the property? More options are becoming available. In addition to loans with Private Mortgage Insurance (PMI) or Lender Paid Mortgage Insurance (LPMI), some borrowers now… read more

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